Vested Wealth

This morning I woke up late in my usual “Monday” style hoping the clock would tick a little slower. Of course who was I kidding, soon it was 8:30am. Normally I will call in sick on Mondays but I think I have abused that card to the point my counselor and boss probably don’t believe me any more. Thankfully I only live 10mins away from work so soon I was pulling into my client’s parking garage at Greenway plaza. Reaching out to get a parking ticket, I observed my phone which was on silent had been ringing. As it is my standard practice is, I didn’t pick up the call since I didn’t recognize the number. Then the same number called the second time…and then a third time but still didn’t leave a message. Out of curiosity, I decided I will call the number back while walking into the building. The caller turn out to be my doctor’s office. A few weeks ago, after many “silent” push from my wife to do my annual physical without listening, she decide she will find me a primary care doctor, make the appointment for me and all I had to do was show up. Well, on May 27th, I had my first annual physical in three years. Everything was fine and the doctor promised to call me with my lab result. He also indicated during the visit that if there are any abnormalities, he would require me to come in for the result.

I finally got through to someone at the doctor’s office this morning, the Medical Assistant was like “Dr. XXX would like you to come in for your lab result.” In my usual “don’t bother me, my time is precious” style, I was trying to gauge how important this was and then she threw me another dagger “the doctor won’t release your result until after speaking to you face to face”. Now my mind is racing, wondering what could they have possibly found? Without thinking twice, I agreed to a 10:30am appointment right away! I hung up and called my Senior Manager right away who was very supportive. I also had my staff reschedule all my morning appointments for later in the afternoon and in less than 5minutes I was back in my car and out of the parking garage. The forty (40) minutes’ drive to the doctor’s office was the longest drive of my life, my mind racing and thinking of everything under the sun the doctor could possible want to tell me about my lab result. In spite of all the multitude of issues racing through my mind, one thing stood out- was my affairs in order should it be a terminal illness? I was certainly glad I had life insurance. There were also some other regrets I had that I would rather not mention as what I thought might be my “last days” flashed before me

I finally made it to the doctors and after over an hour wait, the doctor finally came into my room…the dreadful result? My cholesterol was high! Now, lets be clear- that is still a problem but I am sure you all can imagine the relieve on my face, that the big man upstairs has given me another chance to continue on the path of destiny.

I am determined going to resume exercise and join Gotta Run Katy but I am also remind of how important it is to be prepared for whatever comes your way. For your family to be protected financially if suddenly you are no longer there to provide. You should consider getting term life insurance when you. Lately, I have had the impression to compile a list of important financial information include log-in detail and asset location for my wife just in case something suddenly happens she can find her way. Today’s incident definitely re-affirmed that. What is your plan for when you are gone???